Q) How
do I check my credit card and/or checking account?
A) CreditCardSpectrum.com does not provide online
account access for any form of checking, debit, or
credit card accounts. You must contact the card issuer
or financial institution in reference to your question.
Q) How do I pay my
credit card bill online or view my account?
A) Most major credit card issuers do provide cardholders
with the option to pay bills online and manage personal
accounts. However, you will need to contact the credit
card issuer on how to access and pay your bills online.
Q) How do I cancel
my credit card account or application?
A) Any cancellations for current or new cardholders
must be addressed to the credit card issuer, CreditCardSpectrum.com
does not have access to personal account information.
Q) Who can I talk to
about a specific issue/problem with one of my personal
accounts?
A) Any issue you may have with your credit card
must be addressed to the issuer of the credit card.
Q) How do I find the
number for customer service for my credit card?
A) Look on the back of your credit card or on your
monthly statement.
Credit
Reports
Q) How do I check my
credit report?
A) There are a variety of services available in
which allow consumers to check their credit report,
many of which can be viewed online. You may want to
consider using as they offer a variety of credit report
related services at a reasonable price.
Q) How can I dispute
a mistake on my credit report?
A) You will need to address any errors to one, or
all of the three credit bureaus, they can provide you
with additional instructions on how to go about changing
credit report related errors. To learn more about how
to dispute incorrect information, visit TrueCredit.com.
Q) How do I get removed
from mailing lists?
A) Please note that CreditCardSpectrum.com does
not send any mail solicitations to consumers. Please
be aware that we cannot remove you from any mailing
list. We suggest that you contact one of the three credit
bureaus for additional information; Experian,
TransUnion,
and/or Equifax.
There are a variety of services available that can assist
in removals from mailing lists, but they often charge
a fee for the service.
General
Services
Q) Do you issue credit
cards?
A) No, CreditCardSpectrum.com does not issue credit
cards for consumers or businesses, we simply maintain
a Credit Card Directory and provide other credit/debt
related information.
Q) Do you provide merchant
card services?
A) No, CreditCardSpectrum.com does not provide any
merchant card services.
Non-U.S.
Residents
Q) How can I get a
credit card if I don't live in the United States?
A) Unfortunately, the majority of reviews found
within CreditCardSpectrum.com are based on U.S. issued
credit cards. We cannot assist or provide any additional
information on foreign issued credit cards, such as
those cards issued in Canada. In addition, to obtain
a U.S. issued credit card, most financial institutions
require that applicants be a U.S. citizen with a valid
social security number.
Technical
Issues
Q) I cannot view a
specific page on your site?
A) If you are unable to view a specific page within
our site, this may be because of the type of browser
and/or version you are using, or the reason may simply
be due to a dead link on our side. Please 'copy and
paste' the URL (the Internet address found on the Address
box within your browser) and email
it to us.
Ratings are based on the CardOffers.com rating
system for each credit card within the same category
listed in our Credit Card Directory. It is important
to note that our posted ratings should not be the
only factor in helping you decide which credit card
is right for you, as many of the credit cards listed
are not suited for all types of individuals. Reviews
are believed to be accurate during the time of evaluation;
however, information posted may change after the review
date. Therefore, online visitors may want to first
contact the credit card issuer to verify all information.
Detailed card information that is posted online and
is not available through the credit card issuer's
website has been provided directly to us by the credit
card issuer either by customer service, the marketing
department, or an authorized representative.
This
site is designed to offer an educational and informative
service to online visitors and has no affiliation
with any of the companies listed, or the credit card
products in which they represent, except for affiliate
partners. Affiliate partners do not have an
influence on our reviews or rating system, which allows
CreditCardSpectrum.com to provide equal and unbiased
evaluations. All credit card content is provided by
CardOffers.com, Inc.
By
entering this site you agree to the Terms
and Conditions of CreditCardSpectrum.com.
